Manager - Risk Policy - Banking

- Making Sector / Subsector policies for all products.

- Portfolio Management, Portfolio Review and Risk Classification.

- With help of Analytics team develop models to calculate PD,LGD and ECL

- Managing the triggers for all portfolios and ensure portfolio health

- Liaison with internal / external and RBI auditors for risk related matters.

- Create EWS and ensure portfolio health by initiating corrective actions.

- Review NPA cases and willful defaulters and take learning back in Policy formulation.