We have been retained by our client, a well-established, professionally managed NBFC (Non-Banking Finance Company), part of a Multi-National Bank, to identify a Manager - Retail credit ( Loan against property / Real Estate ) to be based at Bangalore, Hyderabad, Chennai, Delhi, Kolkata and Pune. Job Purpose: Responsible for the credit approval and management process in respect of a portfolio. Develop and maintain co-operative relationships between all stakeholders in the credit value chain. Job Responsibilities: - Appraising proposals, conducting risk analysis &amp; scrutinizing relevant documents before sanctioning / disbursing loans, ensuring compliance with organizational credit policies. - Setting up system and process environment. - Analyze the customer segments &amp; derive a suitable strategy. - Oversee the entire lending process, including the initial application and review, underwriting and the disbursal or denial of the request. - Implement credit policies and processes to uniformly across state to ensure minimum error rates while minimizing the various risks &amp; hence the eventual losses. - Continuous tracking of loan portfolio, look for any negative trends. - To co-ordinate with sales team for resolution of credit risk concerns. - Make recommendations and decisions with strong factual support and a balanced view. - Contribute to the development of risk strategies for sustainable business growth and healthy portfolios. - Generating MIS reports to update management about business performance and discussion on Effective Measures as and when needed. - Analysis of Bank Statements and other relevant documents for income assessment. - Meet customers and do business and income earning capacity as per the Credit Manual &amp; Guidance Notes. - Appointment of the Title Search Advocates and Valuers and Co-ordinate with the client and the TSR Advocate / Valuers and finalizing the Reports. - Understanding of property related knowledge (like legal title and market value of the property). - Coordinating with Internal and external teams - Business, Operations, Legal, Legal counsels, consultants and clients for execution of documents. Desired Skills/Competencies: - Ability to do multitasking. - Strong analytical skills. - Excellent management skills. - Good problem-solving ability. - Must be comfortable making decisions. - Strong organizational skills. - Strong consulting and portfolio development skills. - Confident and effective communicator (both verbal and written). - Proactive approach to relationship building with the ability to manage difficult relationships. - Strong team player. - Presentation skills. - Listening skills Candidates Profile: Candidates should be qualified as MBA/CA's or a post graduate in Finance, with 3 to 4 years relevant experience Credit Underwriting for Loan Against Property/ Real Estate.

Bangalore

Chennai

Delhi

Hyderabad

Kolkata

Pune

Manager - Retail Credit - Loan Against Property - NBFC 

Manager - Retail Credit - Loan Against Property - NBFC  ,Job Description for Manager - Retail Credit - Loan Against Property - NBFC  in Corporate Search & Placements Pvt. Ltd. in  Bangalore Chennai Delhi Hyderabad Kolkata Pune for (3-4) years of experience. Apply Now!

Job Description for Manager - Retail Credit - Loan Against Property - NBFC  in Corporate Search & Placements Pvt. Ltd. in  Bangalore Chennai Delhi Hyderabad Kolkata Pune for (3-4) years of experience. Apply Now!