Key Responsibilities: &nbsp;- Credit appraisal of mid-sized companies across diversified sectors &nbsp;- Meetings with the management &amp; promoters of the company and factory/site visit for detailed understanding of the business from credit appraisal point of view &nbsp;- Business risk analysis comprising of a broad understanding of the industry, in general, and client's business profile, in particular, including management evaluation &nbsp;- Financial risk analysis based on historical and future projected financials using CMA &nbsp;- Identification of key credit issues and preparation of report after analyzing the major risk areas and giving recommendation on the basis of analysis. &nbsp;- Presentation of cases to the sanctioning committees and discussion in detail on the merits and potential risks of a case Skill Set: (on scale of Basic, Intermediate and Expert) Skill Level Comments 1. Accounting and Law Expert 2. MS Office and internet Intermediate Should be comfortable working on excel based financial models. Should also be able to retrieve relevant information available on internet (web sites of RBI, MCA etc. or google) 3. Writing Intermediate Should be able to summarise the proposals with all the key findings in a presentable manner. 4. Presentation Intermediate Should be able to present his written work in a group discussion (forum) within a given time frame. 5. Team Management Basic No immediate team management. However it is not a pure individual contributor role. Team work would be required inter and intra teams to share work load and interact with business Background: 1. The candidate should be CA or MBA (finance) with 1-3 yrs credit appraisal experience for SMEs / mid corporates with reasonable understanding of industry, business models and CMA analysis. 2. Should have basis knowledge of the fund bases and non-fund based lending products: Fund based: Cash Credit, Overdraft, Term Loan etc. Non fund based: Letter of Credit, Bank Guarantee etc.

Mumbai

Manager - Credit - SMEAG 

Manager - Credit - SMEAG  ,Job Description for Manager - Credit - SMEAG  in Kairos Consulting India in  Mumbai for (1-5) years of experience. Apply Now!

Job Description for Manager - Credit - SMEAG  in Kairos Consulting India in  Mumbai for (1-5) years of experience. Apply Now!