Manager - Credit Risk Strategy - Banking Captive

Job Description :

- Provide subject matter expertise in at least one of the risk concepts within Card and Consumer Assets viz, Acquisitions, Approve/Decline, Line Management, Pricing etc

- Execute strong project management skills and ensure timely delivery of projects/analysis

- Delegate work among team members and ensure effective and quality output

- Build and nurture strong relationship with key stakeholders

- Provide effective coaching/mentoring to the team and play critical role in team development

- Take lead in conducting critical analysis for the portfolio including but not limited to Product/Portfolio Diagnosis, Sherwood Deployment, Credit Policy Review, Market/Product benchmarking etc

- Create robust documentation around existing strategies and processes

- Identifying gaps and marginal growth segments

- Implement best practices for Originations & Account Management policies and strategies

- Propose modification / redevelopment of strategies as required

- Propose and build new RBWM credit policies

- Implement robust portfolio and strategy monitoring and tracking reports Develop hypotheses about customer behavior and profitable growth scenarios and apply the right mix of qualitative and quantitative research techniques to identify causes and solutions

- Identify opportunities for standardization of analytical processes to bring in effectiveness and gain efficiency

- Drive innovation for self and team to deliver incremental business value to the Region.