Recruitment Consultant at Steps India
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Manager - Credit & Risk Analysis - Business Banking (3-10 yrs)
Job Title: Credit Manager - Business Banking
Location: Mumbai(Andheri East/BKC)
Job Description :
- Detailed Credit and Risk Analysis for Business Banking clients - Understanding the company's business model, detailed financial analysis, risk assessment and mitigation strategy, industry analysis
- Client meeting and site visit to understand business and promoters closely
- Detailed Analysis, decision making for funding a client and presentation of proposals/cases to the committee
- Close monitoring of accounts and take corrective steps, MIS maintenance to ensure timely review of accounts
- Maintain relationship with clients, understanding their need, suggesting relevant products, ensuring utilization of limits
- Handle all working capital products - Term Loan, Working Capital - CC, LC, BG, PC etc
- Ensures timely renewal of Credit approvals ensuring satisfactory turnaround time.
- Give Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies.
- Adhere to customer calling plan as per EW process
- Meet principals, other financiers regularly for market updates
An Ideal Candidate should possess:
- Adequate technical knowledge to understand the products dealt with by Bank, its risk parameters, valuations, inherent Risk in the product.
- Adequate knowledge to analyze risk in existing and new products proposed, and provide appropriate analysis for management decision making.
- Ability to understand Business requirements and should be able to process the requirements within reasonable timelines.
Kindly share your updated resume with following details:
1) Current Organisation -
2) Current Designation and Role -
3) Total Exp -
4) Qualification -
5) Current Salary (Also mentioned Fixed+Variable) -
6) Expected Salary( What is your minimum ctc expectation(pls mentioned clearly), as it will not be an issue later on at the time of offer, if everything goes well)-
7) Present Location -
8) Joining Time -
9) Reason for Change -
10) Turnover range of Organisation and Loan Ticket Size-
Kindly share some references also.
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