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03/06 Reshma Ali
Recruitment Consultant at Steps India

Views:6892 Applications:327 Rec. Actions:Recruiter Actions:14

Manager - Credit & Risk Analysis - Business Banking (3-10 yrs)

Mumbai Job Code: 704951

Job Title: Credit Manager - Business Banking

Grade: Sr.Manager

Location: Mumbai(Andheri East/BKC)

Job Description :

- Detailed Credit and Risk Analysis for Business Banking clients - Understanding the company's business model, detailed financial analysis, risk assessment and mitigation strategy, industry analysis

- Client meeting and site visit to understand business and promoters closely

- Detailed Analysis, decision making for funding a client and presentation of proposals/cases to the committee

- Close monitoring of accounts and take corrective steps, MIS maintenance to ensure timely review of accounts

- Maintain relationship with clients, understanding their need, suggesting relevant products, ensuring utilization of limits

- Handle all working capital products - Term Loan, Working Capital - CC, LC, BG, PC etc

- Ensures timely renewal of Credit approvals ensuring satisfactory turnaround time.

- Give Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies.

- Adhere to customer calling plan as per EW process

- Meet principals, other financiers regularly for market updates

An Ideal Candidate should possess:

- Adequate technical knowledge to understand the products dealt with by Bank, its risk parameters, valuations, inherent Risk in the product.

- Adequate knowledge to analyze risk in existing and new products proposed, and provide appropriate analysis for management decision making.

- Ability to understand Business requirements and should be able to process the requirements within reasonable timelines.

Kindly share your updated resume with following details:

1) Current Organisation -
2) Current Designation and Role -
3) Total Exp -
4) Qualification -
5) Current Salary (Also mentioned Fixed+Variable) -
6) Expected Salary( What is your minimum ctc expectation(pls mentioned clearly), as it will not be an issue later on at the time of offer, if everything goes well)-
7) Present Location -
8) Joining Time -
9) Reason for Change -
10) Turnover range of Organisation and Loan Ticket Size-

Kindly share some references also.

Reshma
STEPS

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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