Manager - Credit Analysis - Wholesale Banking

Manager - Credit Analyst - Wholesale CAU Corp and FIG

- Tier 1 or tier 2 college candidates

- Masters/ CA/ CFA

The Opportunity :

The Role requires the Analysts to be a part Corporates/FIG Credit Analysis Team which supports UK, US, France, Hong Kong, Middle East, Japan, India, Singapore, Canada & Spain. In addition the analyst would also be required to liaise with the business and locally with the supporting Departments which would enable him/her to carry out the duties.

Primary Responsibilities will include the following activities:

- Undertake high quality industry, competitor and client level analysis for Global Banking (GB) Relationship Management (RM) Team.

- Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.

- Preparing credit analyses in support of new and existing business relationships.

- Personally develop and maintain strong working relationships with GBM Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and non-financial, are properly recognized and thoughtfully mitigated in proposals.

- Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.

- Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.

- Pro-actively suggest and design improvements in process workflow, where applicable.

- Communicate clearly with team members and other parts of GBM as required.

- Maintain internal control standards.

- Need to implement the Group Compliance Policy, as applicable to their role.

- Need to be aware of the Operational Risk scenario associated with their role, and to ensure that all actions during their employment . take account of the likelihood of operational risk occurring.

- Adhering strictly to compliance and operational risk controls and regulatory standards, policies and practices; reporting weaknesses, compliance breaches and operational loss events

- However, depending on the relevant experience, skill and competence, he or she can be given additional responsibilities like undertaking quality checks, mentoring and training new joinees etc.

Qualifications - External

- Relevant experience of 2+ years in credit analysis is required

- C.A. / Masters in Business, Finance, Economics or equivalent is essential and any professional qualification is desirable

- Highly proficient at Excel and Word

- Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player