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Senior Consultant at Mirus Solutions
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Manager - Credit Analysis - Housing Finance (2-8 yrs)
We have a Credit Manager - Housing Finance role available with a leading NBFC in Mangalore / Mysore.
Job Responsibilities:
- To scrutinize the credit proposals by analyzing the client creditworthiness, business strength, market credibility, Financial statements, Income Tax returns, cash flow statements, repayment track record, average bank balance & adherence to other internal credit norms
- To perform direct and thorough investigation and obtain relevant credit information through personal interaction with customer.
- To undertake detailed external research and market feedback including banker, Suppliers, customers on the loan proposal and evaluate the proposal in accordance
- To interact with the Legal and Technical agencies to ensure that property risk have been understood and mitigated.
- To submit Credit Appraisal Memo to the Sr. Credit Analyst / Regional Credit Manager for each proposal highlighting the key risks associated with the borrower to enable a prudent credit lending decision.
- Ensuring no loss of revenue - by issuing proper sanction letter as per approvals are being issued, capturing the right deviation while assessing the case
Requirements:
- MBA (fin) / CA with min 3 years post qualification experience
- 3+ years- experience as a Credit or Financial Analyst
- Strong knowledge of Microsoft Office suite
- Able to research and evaluate data to make informed decisions and solve problems
- Strong mathematical and analytical skills
- Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
If interested please call Monal @ 8360251049
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