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18/03 Kajal Kiran
Management Trainee at HUQUO

Views:3464 Applications:856 Rec. Actions:Recruiter Actions:93

Manager - Analytics - Credit Risk Strategy (2-10 yrs)

Gurgaon/Gurugram/Noida/Ahmedabad/Bangalore/Pune Job Code: 1235047

The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle - acquisition, portfolio management and collections, across retail lending products.

- Relevant keywords/business areas- Credit Risk Strategy development, Policy Analytics, Acquisition strategy, Approve/Decline, Credit Limit/Line Assignment, Credit Line increase/decrease, Portfolio Management, Approval criteria, Portfolio management, Portfolio Analytics, Pricing, Personal Loans/Cards/Mortgages/Auto, Top-Up Strategy, Balance Transfer, Loan on cards

- Tools - SAS, SQL, Tableau, Python (good to have)

Responsibilities:

- Analyze portfolio performance to identify risk factors at early stage

- Analyze the performances and derive data driven insights for creating risk strategies in acquistion and portfolio management

- Develop analytical tools ranging from customer segmentation to scorecard development

- Monitor the performance of different acquisition vintages as well as the roll rate of different past due/default buckets to define portfolio performance trend

- Support development of instrumentation across underwriting, portfolio management and collections

- Analysis of opportunity and risk of new product offering

- Perform other related duties as required and assigned

Qualifications:

- 3+ years of experience in risk analytics

- Strong data analysis experience within the financial services industry

- Excellent SQL : extensive experience querying large, complex data sets

- High proficiency with Excel including pivoting capabilities and analysis modules

- Working knowledge of basic statistics; experience with SAS/Python/R or similar a plus

- Proven track record at delivering timely and accurate information in a fast-paced environment

- Excellent critical thinking, problem solving, mathematical skills and sound judgment

- Strong business acumen and ability to interface with executive management

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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