LTF - Senior Manager - Retail Risk

Principal Accountabilities:

- Monitor Risk Metrics: Continuously track and evaluate risk metrics and triggers associated with various retail products to ensure adherence to risk tolerance levels.

- Hindsight Disbursed Cases: Regularly review disbursed cases, identifying risk patterns and issues, and discuss - findings with relevant teams for corrective action.

- Evaluate New Product Proposals: Provide risk assessment feedback on new retail product proposals, ensuring alignment with organizational risk frameworks.

- Risk Analytics & Reporting: Analyze risk data, collaborate with business, credit, and collection teams, and implement improvements based on findings.

- Generate reports that provide actionable insights.

- Continuous Improvement: Drive ongoing enhancements in the business control environment by using data-driven insights to refine processes and risk management practices.

- Audit Coordination: Liaise with internal and external audit teams to provide necessary reports and data, ensuring compliance with audit requirements.

Key Skills and Knowledge:

- Risk Management Expertise: A solid background in risk management within the BFSI/NBFC sectors, with strong knowledge of retail products.

- Product Knowledge: In-depth understanding of retail financial products.

- Scorecard Understanding: Familiarity with scorecards/models used in risk management would be advantageous.

- Technical Skills: Proficiency in MS Excel and MS PowerPoint for data analysis and report generation.

- Problem Solving: A proactive approach to identifying issues and implementing solutions, with a focus on accuracy and detail.

- Client/Stakeholder Management: Strong experience in managing stakeholder expectations and delivering results.

- Financial Understanding: A good grasp of market trends and financial principles to support decision-making