27/11 Kanchan
Business HR at L&T Financial Services

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L&T Financial Services - Team Member - Credit Risk - Home Loan (5-8 yrs)

Mumbai Job Code: 638237

Team Member - Credit Risk

Principal Accountabilities :

- Provide strong analytics through leadership to solve various problems across customer life-cycle - acquisition/targeting programs, product & pricing strategies, segmentation, cross-sell programs, portfolio management, retention strategies, etc.

- Develop Early Warning Systems ( EWS ) to flag off areas of concern and provide insights to manage portfolio risk

- Provide regular business performance monitoring and data-driven insights to senior management and product teams.

- Strong understanding of portfolio credit metrics such as limits, expected and unexpected loss, capital allocation, etc.)

- Develop and track forward-looking credit risk metrics based on national macroeconomic data as well as internal data.

- Complete other projects and initiatives in support of broader Credit Administration goals.

- Work with multiple product teams/stakeholders, understand key business objectives

- Deliver other ad-hoc analyses as needed.

- Maintaining the risk loss database and analyze the reasons for such losses on quarter on quarter basis.

- Conducting risk assessments of the new initiatives.

- Daily review of exception reports, identifying and reporting risk issues, including any compliance or suitability issues.

- Assisting in the development of policies/procedures designed to ensure compliance with all industry/regulatory requirements.

Relevant & Total years of Experience :

- 4 - 7 years of risk and analytics experience in Consumer Banking, Corporate Banking, Project Finance etc.

- Excellent modelling, analytical, spreadsheet and presentation skills

- Role will require travel to customer sites/ branches across the country ( ~20% )

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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