LiquiLoans - Senior Underwriter - Credit & Policy

About NDX P2P Private Limited (LiquiLoans)

Our organization is an early stage well-capitalized NBFC-P2P with a vision to build an easy to use financial
platform serving millions of customers in India. Our goal is to allow borrowers to get loans at interest rates
cheaper than a bank and enable every lender to give loans to creditworthy individuals in a safe and legal
manner. We intend to build a dynamic, completely tech enabled, loan exchange platform where individuals can lend money to other individuals within minutes. We plan to integrate the new age data driven lending strategies
and come up with an end to end, easy to use, online spread of financial products and services. Ours would be a
one stop destination for all our users, from providing credit facilities to offering investment opportunities. We
aspire to develop India's one of a kind, highly liquid interface where an individual can invest, render and take
exposure against existing credit employed within minutes!

Role: Sr. Underwriter - Credit

We are looking to hire an experienced credit professional to support the Liquiloans- Credit Underwriting function.

As a Senior Underwriter, the role will entails the following -

1. Credit Analysis & Due Diligence of borrowers (encompassing across review of documents, ratio analysis, banking analysis, credit bureau scores, etc)

2. Prepare synopsis that explains the degree of risk involved in extending credit or lending money and strategizing ways to mitigate the risks

3. Conducting TVR (Tele Verification) calls with customers to substantiate the use case, assess borrower intent and improve customer profiling.

4. Review the cases of junior Underwriters, train, mentor and guide them for improvement in credit underwriting.

5. Ensuring all loans and lending procedures comply with regulations.

6. Coordination with internal stakeholders with Sales, Tech, Product for TAT improvement and process enhancement.

7. Giving feedback to the policy team for improvements.

8. Sampling cases and conducting regular audits and sharing findings for minimisation of errors.

The preferred candidates should - Have prior experience in retail credit underwriting (preferably in unsecured lending products); Be able to deliver in high pressure environment; Be a team player with good communication skills; Have an eye for detail; Be proactive, take initiative and be flexible towards work timings

Founding Team: 

1. Achal Mittal (https://www.linkedin.com/in/achal-mittal-8a95993a/): NMIMS Alum, ex- Rentomojo

2. Gautam Adukia (https://www.linkedin.com/in/gautam-adukia-415a0650/): IIMC Alum, ex-Rentomojo

Funding: Raised Seed funding from Matrix Partners