Risk Analytics Lead - Fintech/Banking

Responsibilities :

- Candidate will have direct ownership and accountability of Credit Authorization strategies. This includes oversight of eligibility rules, strategy segmentations, and pad optimization, partnership with multiple business partners to implement changes to the strategy, and strong communication of performance and future expectations.

- Develop and apply mathematical or statistical theory using analytic tools (SAS, SQL etc.) to collect, organize, interpret, and summarize numerical data sets from multiple sources to develop the best of class risk strategy in the industry through advanced analytical and segmentation techniques.

- Design, implement, track, and report on new strategies in a Test vs. Control environment. Follow a disciplined analysis approach to ensure recommendations taken to Senior Management result in correct decisions.

- Work with execution team to implement, validate, and monitor the strategy quality and its performance; ensure robust control and governance to manage operational risk.

- Help spearhead best in class documentation and audit controls surrounding strategies.

- Develop and communicate creative solutions to business unit management in effective manners.

- Potential to lead and train the junior analysts to understand the data and find innovative solutions to complex business problem and drive healthy business growth with full cycle view of loss and profitability.

Qualifications :

- 6+ years of risk management or financial services experience

- Strong written and verbal communication skills, including ability to present findings to Senior Management

- Experience partnering across different functions and independent decision-making skills

- SAS, SQL, and statistical analysis experience

- Result oriented with attention to details and ability to lead projects

- Flexible and able to handle multiple tasks in a fast-paced changing environment

- Knowledge of financial procedures & principles and strong understanding of consumer lending

- Proven innovative thinker with quick learning ability to identify, analyze and solve problems in a thoughtful and organized manner to develop strategy recommendations

- Bachelor's degree in a relevant discipline like Statistics, Economics, or Finance

- Advanced degree in Mathematics, Statistics, Economics, Finance, or a related quantitative discipline preferred

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