- To evaluate and implement polices/products for Credit Cards. - Manage Policy & Portfolio for Credit Cards, Supervising &amp; Managing Risk. - Ability to evaluate Credit cards Product programs/Policies in line with regulatory guidelines and build strong controls to mitigate risks across all spectrums (Onboarding, Credit, Operations, Fraud, Reputation etc). - Excellent Product knowledge across all elements of Credit Cards Product &amp; have a 360-degree view of the market, strong in risk management skills, ability to have foresight on portfolio direction, loss estimates and how to control the same. - Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level, identification of segments, programs, locations and profiles which are delinquent. - Ability to shape the risk appetite of the product in line with growth objectives and Risk Appetite framework of the bank alongside risk based pricing. - Analytical and evaluation ability. Understanding of data and ability to apply same for tracking portfolio performance trends. - Facilitate implementation of technological interventions like scorecards, digital journeys and automation to streamline processes from login to disbursal. - Excellent communication skills, both written and verbal. - Skilled to manage collaboration across stakeholders and facilitate timely deliveries. - Exercise due diligence and implement robust risk assessment tools across line functions to ensure a quality portfolio. - Conduct/facilitate credit hindsight to ensure proper implementation of risk policies and procedures across verticals. - Analysis, Assessment &amp; Review of Risk policies and product modification and new lending programs based on market trends, competition landscape &amp; delinquency trends of Internal &amp; External portfolios. - Conduct process gap analysis to streamline and create error free process flow. - Attend all External/Internal Audit queries and ensure timely submission of required clarification/data/documents.

Mumbai

Lead - Policy - Credit Cards 

Lead - Policy - Credit Cards  ,Job Description for Lead - Policy - Credit Cards  in Steps India in  Mumbai for (8-15) years of experience. Apply Now!

Job Description for Lead - Policy - Credit Cards  in Steps India in  Mumbai for (8-15) years of experience. Apply Now!