Specialist - Credit Risk & Tech Interface

About the role :

A Credit Risk & Tech Interface Specialist at Kuhoo is an in-house entrepreneur who loves engaging with cross functional teams and focuses on minimizing risks and building the fraud prevention measures and robust credit and KYC policy.

A successful candidate will be a self-starter with excellent business acumen, credit risk skills and worked closely with the product team for defining lending products.

What will you do ?

This is a key role for Kuhoo and requires a lot of cross-functional coordination.

- Ability to evaluate and analyze existing business processes and uncover areas for improvements

- Ability to envision and design end to end business processes, journeys and communicate and clarify requirements with product teams

- Ensure Product Requirement Documents are consistent and high-quality from a credit & operations perspective

- Be available for the Product team to discuss any dependencies or backlog topics. Assist the Product Owner in defining finer details of the product

- Monitor and manage risks/issues related to scope

- Supporting in migrating the Credit policy and Operations processes to a complete digital process

- Own in defining robust credit & KYC policy, operation processes, fraud management rules etc. to manage the overall credit risk within acceptable limits

- Collaborate with cross-functional teams, such as Legal, Compliance and Operations, to develop and implement fraud prevention measures and controls throughout the organization

Must - have:

- Strong business domain knowledge in banking specially in unsecured loan products/credit cards

- Strong quantitative, analytical, problem solving and process design skills that can translate analysis into solutions that meet business objectives

- Experience in scoping and evaluation - Defining overall considerations, including scalability, maintainability, cost, operations, and technology principal risk to provide a recommendation

Should - have

- Understanding of technology and operational processes across functions/ departments in the bank/market

- Familiar with change management processes and project management fundamentals.

- Strategic forward-thinking approach to challenges with outstanding communications, influencing, negotiating and persuasion skills

- Passionate, diligent, and resilient individual with ability to thrive in ambiguity.

Nice - to - have

- Experience in the fintech - NBFC domain

- Experience With a Start-up

Qualification & Experience

- Bachelor's/Master's degree in engineering / business / finance or equivalent.

- Minimum 5 years of relevant roles in NBFC/ banking and/or risk consulting experience