Collection Analyst - Kuhoo Edu Fintech Kuhoo - Collection Analyst - Education Financing : Based at Mumbai About Kuhoo : Kuhoo is a tech - enabled loan platform specifically designed to address the financial needs of students who aspire to dream big! Kuhoo is being set up as a student loan fintech NBFC platform that aspires to democratize education for all, especially for households that belong to a humble socio economic background. We will work with most of the top universities & academic institutions across the world and enable students to get digital student loans for their education. Our solutions will be customized for individual needs by using advanced technology, data science and analytics. Role Overview : Being a member of the Credit Risk and Operations team you will play a critical role in strategizing for designing collection techniques, dealing with legal mechanisms for effective collections management and ensure compliance with all relevant policies and procedures. What will you do ? Strategy : - Design collection strategies, techniques, and procedures to ensure a robust debt recovery mechanism - Develop and maintain policies and SOPs for the collections team - Ensure that the latest technologies used in collections/recoveries are incorporated within Kuhoo collections framework - Develop differentiated intervention strategies (field collection models, customer communication strategies etc.) and segregation of customers into segments based on risk assessment - Analyze delinquency reports, monitor and identify trends in collections and provide useful feedback to product and credit teams to aid in amending policies/products from time to time in line with risk tolerance/appetite Monitoring & Review : - Strong knowledge of legal mechanisms for effective Collections management - Identify, empanel, train and retain the desired agencies at regional/national levels - Develop and maintain reporting systems to manage, monitor and report activities related to collection, recovery, overdue/NPA loans - Conduct audit during branch visits to enable adherence to defined activities (e.g. tele-calling, joint visits, group visits etc.) and take remedial actions to reduce / eliminate audit queries - Drive performance orientation through regular monitoring and review of performance parameters and providing feedback to team members - Constantly review and update employee monitoring mechanisms and MIS to ensure KPIs are accurately measured, analyzed and reported Compliance and Governance : - Ensure compliance with all relevant policies and procedures - Provide for continuous ongoing training so that all employees are suitably skilled and qualified for their roles - Ensure adherence to prudent social and legal norms during customer interactions Other Requirements : Must - have : - Proven experience in collections and working within Organizations collections framework Should - have : - Proven experience in legal mechanisms for effective Collections management Nice to have : - Experience in fintech and financial services. - Experience with a start-up in the digital lending sector Qualification & Experience : - MBA/CA is preferable - 2-5 years' experience in retail Risk management, especially in unsecured lending products like Education Loan/Consumer Loan /STPL in renowned banks or renowned fintech Compensation: - The compensation includes a competitive package - We welcome applications from all identities and walks of life. - We can't wait to hear from you!

Mumbai

Kuhoo - Collection Analyst - Education Financing 

Kuhoo - Collection Analyst - Education Financing  ,Job Description for Kuhoo - Collection Analyst - Education Financing  in Kuhoo Technology Services Private Limited in  Mumbai for (2-5) years of experience. Apply Now!

Job Description for Kuhoo - Collection Analyst - Education Financing  in Kuhoo Technology Services Private Limited in  Mumbai for (2-5) years of experience. Apply Now!