KredX - Credit Underwriter - Supply Chain Finance

Responsibilities:

- Assess the creditworthiness of by analyzing financial statements (Cash flow, Balance sheet, and Profile & loss Statements).

- Ability to meaningfully interpret credit information reports (CIRs).

- Familiar with working capital assessment methods.

- Understanding various Business models and potential risk factors impacting their creditworthiness

- Coordinate with relationship managers and the company to fill any information gap

- Prepare credit appraisal memorandum and present it to the credit committee for approval.

- Adhere to the organization's credit process and policy documents. Collaborate with team members to establish best practices in line with industry standards.

Skills & Requirements:

- 2-5 years hands-on experience in credit underwriting experience in banks/financial institutions/fintech.

- MBA (Finance)/CA is desirable but not mandatory.

- Should be good with Excel, word, and PowerPoint.

- Excellent communication skills, both written and verbal.

- Should be able to work in fast-paced unstructured environment and handle pressure.