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15/03 Ramkumar
HR Head at Minions Ventures Pvt Ltd

Views:3720 Applications:521 Rec. Actions:Recruiter Actions:172

KredX - AVP - Credit Risk (8-12 yrs)

Bangalore Job Code: 1233441

Job Description - AVP-Credit Risk

Company- KredX

URL- www.kredx.com

Position- AVP-Credit Risk

Experience- 8-12 yrs

Work Location- Bangalore

Key Responsibilities:-

The key responsibilities shall focus on the following:

- Frame credit policies and set up operational flow by working in close coordination with the legal team.

- Develop models for assigning credit limits, calculating discounting rates and tenures.

- Review all credit proposals, process information, perform credit investigations and approve/disapprove cases.

- Review status of delinquent accounts on a daily basis. Coordinate with the legal team on recovery efforts.

- Review and recommend accounts to be charged-off, prepare applicable reports and notify credit bureau/other authorities.

- Develop credit scoring models to predict risks and manage the portfolio effectively.

- Negotiate discounting terms and other terms and conditions with the clients.

- Monitor payments from the Enterprises highlight anomalies in the observed cashflow.

- Work closely with internal audit to plug any loophole in management of overall risk, both from operations as well as credit side.

Requirements:

- Should have hands on experience in credit underwriting in the initial years of their career

- Should have worked on developing credit policy framework of different secured/unsecured products

- Should have the experience to liaise with legal and operations team on product development and setting up the process

- Should have an overall work experience of at least 10 years in banks/financial institutions/fintechs

- Should be able to work in fast paced unstructured environment and handle pressure

- Excellent communication skills, both written and verbal

- Should be good with excel, word and powerpoint

- International trade finance experience is desirable but not mandatory

- MBA (Finance)/CA is desirable but not mandatory

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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