- Managing risk and policy for Business banking - Commercial products (CV, CE & Tractor finance). - Creating policies and processes for business banking including Commercial products loans for KMB. - Constantly monitoring and analyzing the portfolio. - Track & monitoring the loss rates of business to deliver acceptable loss rates for the business. - Continuous refinement of existing rules and policies. - Creating framework and regular evaluation of EWS. - Creating Test program and monitor the same for performance. - Creating Benchmark for portfolio different metrics. - Working closely with RCU function on fraud framework and reviewing fraud cases for process/policy strengthening. - Creating various portfolio cuts, trends analysis and present to stakeholders on periodic basis. - Develop reporting and monitoring tools. - Managing Hind sighting and concurrent audits. - Should have necessary exposure to similar job in same industry. - Should at least have 12-15 years of experience in Construction equipment, Commercial Vehicle risk and policy department. - Orientation towards digitization/automated of risk policies. - Should have managed a large portfolio including portfolio monitoring for commercial products. - Ability to work with diverse team including stakeholder like Credit, Business, Collection, RCU teams to deliver the desired results. - Understanding of score card/customer risk segmentation/decision tree. - Knowledge of SAS/SQL experience would be preferable. - Qualified Chartered Accountant / MBA. - Hands on knowledge of SaS/SQL/Score card is preferable. - 7-10 years' experience in similar industry in similar department. Overall experience of 12-15 years. - Must have high levels of analytical skills, should have sharp verbal and written communication skills, Must have high level of integrity, be prudent, should possess ability to manage a team, and must be able to handle large portfolio and manage tight deadlines for key deliverables.

Mumbai

Kotak Mahindra Bank - Senior Vice President - Commercial Products Risk 

Kotak Mahindra Bank - Senior Vice President - Commercial Products Risk  ,Job Description for Kotak Mahindra Bank - Senior Vice President - Commercial Products Risk  in Kotak Mahindra Bank in  Mumbai for (12-15) years of experience. Apply Now!

Job Description for Kotak Mahindra Bank - Senior Vice President - Commercial Products Risk  in Kotak Mahindra Bank in  Mumbai for (12-15) years of experience. Apply Now!