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23/09 Purnendu
HR at Kotak Mahindra Bank

Views:1002 Applications:186 Rec. Actions:Recruiter Actions:0

Kotak Mahindra Bank - National Product Manager - Mortgages (8-12 yrs)

Mumbai Job Code: 850701

We are urgently hiring for National Product Manager - Mortgages

Reporting To - Business Head

Grade : Vice President

Job Summary :

- Identify products, segments and markets for the Housing segment to focus on.

- Formulate area / location specific product programs and policies for growth of the Housing business in line with the objectives set.

- To streamline processes in order to achieve seamless roll out of products and enhance customer responsiveness.

- To undertake projects and lead cross functional teams for IT related projects to provide solutions for various process improvements.

- To develop analytical tools for identifying customers for growing relationships and improving customer stickiness.

- To assess and support plans for digital lending initiatives in the Housing business

- Undertaking periodic review of the business P&L, identify areas of good performance and improvement, and propose corrective action to ensure budgets and return ratios are met in line with plans for the Housing business.

- To review income plans and identify additional sources of revenues and fee income to drive overall profitability of the business.

- Drive cross sell of products along with Housing loans.

- Track performance of the Housing business through MISs on various business and credit parameters like disbursements, No. of accounts, fees, delinquencies, productivity and other parameters

- Collaborate with marketing to develop various marketing schemes and marketing campaigns to enable growth of business

- Initiate engagements with Fintech, technology companies, analytics companies, Payment solutions firms, and other similar companies for potential tie-ups for digital lending

- To prepare and finalize yearly business plans in discussion with the Business Head, regional heads, Finance and strategy teams

- To design contests and other marketing activities to drive performance of the business unit

- Keep abreast with latest in Housing loan space with respect to legal and technical aspects and bring that to implementation.

- To work along credit team to asses vendors

Person Requirements :

- Strong analytical skills

- Good market and working knowledge of the HF business

- Should have working experience of distribution and / or credit for HL

- Demonstrated Ability to convert concepts to programs / policies / processes

Pratik Soyantar
Vice President - Human Resources

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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