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Team HR at Kogta Finance Limited
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Kogta Financial - National Credit Manager - Vehicle Loans (12-20 yrs)
- Analysis of financial statements and preparation of credit assessment memos for Re-finance and New finance along with the Two Wheeler Finance.
- Should have a proper understanding of Product grid and brand mix.
- Credit evaluation of borrower transaction history, underlying collateral, credit bureau, bank statement and other external data.
- Preparing review and renewal credit reports for revisiting limits.
- Personal discussions with customers & credit checks of applications as per policy.
- Initiate and review legal and technical reports wherever required.
- Suggest credit policies, credit lines, procedures and standards in conjunction with business.
- Employee / Customer query resolution pertaining to sanction/disbursements.
- Monitor loans on a continuous basis to ensure minimal delinquencies and NPA.
- Constantly thinking of new ways to Leverage technology for faster credit evaluation.
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