Director HR at Kinara Capital
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Kinara Capital - State Recovery Manager (7-12 yrs)
About company :
Kinara Capital is an award winning social enterprise based in Bangalore addressing the INR 1 Trillion- debt gap between micro finance and commercial capital by providing collateral free loans in the range of Rs.2,00,000/- to Rs.20,00,000/- for asset finance and working capital to SMEs. Kinara has 60 offices in 6 states and current staff strength of 500+ people.
Team: Legal & Recovery
Purpose of Job:
- To provide functional support to Field Recovery Teams, Visit Delinquent Customers, Repossession of Hypothecated Assets, Police Station Visits etc.
Job
Components/Responsibilities:
- Handle Specific State for Recovery
- Review of Recovery, Tracking every delinquent 90 + Account
- Sit out of Regional Office and visit throughout their allocated regions every month basis hub requirements
- Visit Delinquent 90+ dpd customers along with RM- Sales, Legal and Hub Manager and Strategize for PAR Reduction as part of 90 + Joint Action Plan Team
- Liaison with State Legal Managers and ensure appropriate legal orders are in place for each delinquent 90 + Account
- Co-ordinate with the Hub Team in Service of LN, LRN, Arbitration Notices, S.138 Notice, Award and all other notices / orders
- Maintenance of MIS on Delinquent 90+ Accounts
- Repossession of Hypothecated Assets in co-ordination with Hub Team
- Out of court settlement of recovery matters wherever possible with approval of internal authority
- Getting Periodic PTP from Hub Team, ensuring follow up collection of the same
Qualification:
- Basic Degree
- MS office
Experience:
- At least 7+ years of total experience is essential with minimum 3-4 years of corporate experience is a mandate.
Report to: VP - Legal & Recovery
Place of work: State Office
Job Type: Field
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