JP Morgan Chase - Associate - Commercial Banking - Credit Analysis Unit - Middle Market Corporates

JPMorgan Chase - Risk - Commercial Banking - Credit Analysis Unit(Middle Market Corporates) - Associate





Role: Associate for conducting Credit Analysis of Corporate clients in Underwriting Center team in Commercial Banking division - North America




Location: Bangalore

Responsibilities:

- Independently prepare credit risk analysis reports (business & financial analysis and focusing on credit issues and regulatory issues) - including transactions (Prospects/New clients, new facilities, amendments, etc.) for middle market clients.

- Recommend rating grades based on analysis for the clients.

- Quality check/mentor work delivery for analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, bank's credit related policies, etc.

- Build strong knowledge of credit analysis for clients.

- Stakeholder management - Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives.

- Build strong relationships and maintain open communication channels with Credit Officers and Credit Executives

- Work timings: Start India PM time to provide coverage to US team members

Qualifications: MBAs (with Finance specialization) / CAs

- 4-5 years of experience in credit risk analysis - Credit Transactions (Prospects/New clients, new facilities, amendments, etc.), annual reviews

- Ability to work proactively & independently as well as in a team environment

- Strong interpersonal skills, ability to build positive relationships with Underwriters

- Excellent academic record; experience in credit risk Strong grasp of corporate finance concepts and their application

- Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards

- Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies

- Strong communication skills - both oral and written; ability to effectively present analysis and interact with global credit bankers

- Timeline orientation; close attention to detail and accuracy

- Proficient in the use of MS Word, Excel and Power Point