CCB Risk - Wholesale Credit Underwriting (Business Banking) - VP Promptly review loan requests submitted by Relationship Managers (or \"RM\"), evaluate trends and potential risks that could impact the customer/prospect's ability to repay the credit extension and identify mitigating factors and/or additional information needs to offset these trends and risks. - Interact with the Relationship Manager (and on occasion, the customer/prospect) to identify and quantify repayment sources including cash flow, collateral and individual recourse. Clearly communicate progress and/or needs in a timely and precise manner throughout the underwriting process. - Proactively develop alternative structures, including SBA enhancements, as appropriate, with a goal of growing loan portfolio while maintaining asset quality. - Independently decision requests with the concurrence of a Senior Underwriting Manager on Stateside - Construct supporting decision analysis, utilize loan grading tools and determine documentation requirements, all chronicled in proprietary software. - Work with loan center staff to ensure consistent adherence to regulatory obligations and bank processes and act as a resource to RMs and less experienced CUs. - This position expects hands-on deep credit knowledge depending upon level and experience and offers a competitive base salary, bonus opportunity and unlimited career growth with a Global leader in Financial Services. Qualifications - - Requires 10+ years' hands-on experience in commercial credit underwriting and financial analysis or equivalent related experience. - Requires credit approval experience in comparable commercial lending environment requiring the exercise of credit judgment. - Ability to formulate and articulate objective views based on professional credit analysis. - Advanced knowledge of credit philosophy and policies, loan documentation, bankruptcy and related legal issues - Managed a team of 8-10+ wholesale credit underwriters - Minimum of bachelor's degree or equivalent experience, graduate degree in business preferred. Completion of advanced courses in finance, accounting, and credit either through a bank sponsored training program or college course work. - Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills. - Demonstrated computer aptitude. -Work effectively in a matrixed reporting environment; while taking leadership responsibility in Bangalore. About us : JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. Note : For your candidature to be considered on this job, you need to apply necessarily on the company's redirected page of this job. Please make sure you apply on the redirected page as well.

Others

JP Morgan Chase - VP - CCB Risk - Wholesale Credit Underwriting - Business Banking 

JP Morgan Chase - VP - CCB Risk - Wholesale Credit Underwriting - Business Banking  ,Job Description for JP Morgan Chase - VP - CCB Risk - Wholesale Credit Underwriting - Business Banking  in JP Morgan Chase in  Others for (10-15) years of experience. Apply Now!

Job Description for JP Morgan Chase - VP - CCB Risk - Wholesale Credit Underwriting - Business Banking  in JP Morgan Chase in  Others for (10-15) years of experience. Apply Now!