JP Morgan Chase - Risk Associate - Credit Analysis Unit - Commercial Banking

Risk - Commercial Banking - Credit Analysis Unit(UWC) - Associate

Responsibilities:

- Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues) - for middle market clients (clients with exposure less than $5mm). Recommend rating grades based on analysis for the clients.

- Quality check work delivery for junior analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm's credit related policies, etc.

- Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives.

- Build strong knowledge of credit analysis for clients.

- Stakeholder management - Build strong relationships and maintain open communication channels with Credit Officers and Credit Executives

Qualifications: MBAs (with Finance specialization) / CAs

- 4-5 years of experience in credit risk

- Excellent academic record; experience in credit risk

- Strong grasp of corporate finance concepts and their application

- Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards

- Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies

- Strong communication skills - both oral and written; ability to effectively present analysis and interact with global credit bankers

- Deadline orientation; close attention to detail and accuracy

- Proficient in the use of MS Word, Excel and Power Point

- Ability to work proactively & independently as well as in a team environment

- Strong interpersonal skills, ability to build positive relationships with Underwriters