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01/04 HR
HR at JP Morgan Chase

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JP Morgan Chase - Associate - Risk - CBRI CTL Underwriting - Commercial Banking (4-7 yrs)

Bangalore Job Code: 909351


- Understand Credit Ecosystem - Tools & Applications, Policies, Procedures, Guidelines required to Underwrite new term loans and perform the Credit Analysis of Real Estate Borrowers

- Independently prepare credit analysis on Real Estate Borrowers (qualitative and quantitative analysis) and recommend rating grades

- Appraise and execute new term loan requests from Client Managers and prepare approval memos within the stipulated timelines. Ensure documentation requirements are met per the business and audit requirements

- Understand nuances of the new term loan requests and identify any inconsistencies or risks associated with them

- Strong interpersonal skills, ability to effectively present analysis and build strong relationships with stakeholders

- Understand and respond to the queries raised by Credit Risk Director, Senior Underwriter, Audit, etc.

- Be current on the firm-wide risk policies, procedures & guidelines, and ensure all governance, reporting and data quality requirements are met and maintained

Qualifications: MBA (with Finance specialization) / CA

- 4-7 years of experience in credit risk; experience in real estate sector is preferred

- Strong understanding of corporate finance and financial statements, including ratio analysis, cash flow analysis, and basic accounting principles

- Attitude and aptitude to learn and enhance knowledge of credit underwriting; and passion for real estate sector

- Deadline orientation; strong attention to detail and high accuracy

About Us -

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

About the Team

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

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Women-friendly workplace:

Maternity and Paternity Benefits

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