About CB Risk India: The CB Risk India team is part of the Credit Risk function for Commercial Bank (CB) at J.P. Morgan. CB Risk India works closely with the in-country Bankers and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. CB Risk India was set up in Nov 2016 and covers wholesale customers of the Commercial Bank in North America. Role: Associate for conducting Corporate Credit Analysis, covenant monitoring and collateral related analysis for Asset Backed Lending ("ABL") clients in North America - Commercial Banking Division. Location: Bangalore Responsibilities: - Prepare credit risk analysis reports on assigned portfolio of clients (business & financial analysis and focusing on credit issues). Recommend rating grades based on analysis for the clients and facilities/exposures. - Covenant tracking - Spread income statement, balance sheet and cash flow on a monthly/quarterly basis for the purpose of calculating various ratios like fixed charge coverage ratio, minimum liquidity availability figures, leverage ratio etc. and checking for compliance with agreed covenant ratios - Provide end to end support on allocated client portfolio to the Credit Risk Manager ("CRM") in the US including interims, pricing change, covenant failures, renewals, amendments, new money transactions, credit approval memos etc. - Summarize Field exam results and also provide CRM comments on the exam findings. Work with onshore to finalize ABL risk comments on the field exam. - Summarize Inventory appraisal findings as part of the annual review process. - Detailed Borrowing base analysis and analyze collateral related metrics (month on month) on the allocated portfolio of clients - Complete projections modelling for portfolio clients for refinancing/ amendments/ transactions (as needed) - Partner with CRM's/ UW's Stateside and join client calls for amendments, renewals and new client onboardings etc. - Evolve in ABL Portfolio Management and Work with Underwriters in the US to onboard clients by preparing detailed credit risk memos and complete 270 modelling projections - Contribute actively to portfolio analytics projects which are run by CB Risk India ABL team like Collateral Analytics and feedback on system changes - Train/ mentor juniors after getting sufficient ABL experience - Develop and maintain open communication channels with bankers in North America. Independently handle all calls/rating/spreads discussions with Underwriters - Contribute actively for ideation on process improvement and improved analytics - Take up Adhoc requests from Stateside for analysis related to credit events like bankruptcy, due diligence questions, client specific charts for financial analysis etc. - Develop understanding of various techniques and methods of credit analysis, accounting treatments, financial adjustments etc. Qualifications: - MBAs (with Finance specialization) / CAs - Excellent academic record - Strong understanding of accounting and finance concepts - Strong analytical skills and keen attention-to-detail - Deadline oriented, organized, and responsible - Ability to work independently as well as in a team environment - Strong communication skills - oral and written - Proficient in the use of MS Word, Excel and Power Point - 4 years of Credit related work experience is a must - Credit approval and modelling experience would be preferred (not a must)

Bangalore

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JP Morgan Chase  - Associate & Analyst - Risk Management - Asset Based Lending 

JP Morgan Chase  - Associate & Analyst - Risk Management - Asset Based Lending  ,Job Description for JP Morgan Chase  - Associate & Analyst - Risk Management - Asset Based Lending  in JP Morgan Chase in  Bangalore Others for (4-6) years of experience. Apply Now!

Job Description for JP Morgan Chase  - Associate & Analyst - Risk Management - Asset Based Lending  in JP Morgan Chase in  Bangalore Others for (4-6) years of experience. Apply Now!