Internal Audit Role - Direct/General Banking

Head Office -Internal Audit- Direct Banking (General Banking)

- Independently conduct HO audits. (Will involve travelling ).

- Participate in audits of various Businesses with particular emphasis on Product / Operations / Control function audits

- Core subject matter expertise in at-least two Product / Operations / Control function audits

- Assist in Planning, designing and implementation of risk based audit plans to ensure safety and soundness of the Bank.

- Ensure completion of assigned audits and documentation of work papers on time.

- Track status of issues reported.

- Assist in keeping relevant processes benchmarked to Best Practices and peer banks.

- Assist in keeping Audit Procedure Manual and checklists current and updated.

- Devise audit checklists for use of internal/concurrent Auditors and test products along with processes/procedures to foresee pitfall and bottlenecks and ensure these are audited/resolved.

- Provide improvement/ suggestions to existing process / systems to line management

- Provide oversight to the Concurrent Audit process.

- Ensure submission of concurrent audit reports on time

- Ensure regular update of concurrent audit checklists

- Ensure appropriate review of concurrent audit issues

- Ensure follow-up & rectification of concurrent audit issues

DIRECT BANKING

Review of regulations and processes regarding :

a. Automated Teller Machines (ATM)

b. Cash Recycler Machines (CRMs)

c. Bunch Note Acceptors (BNA)

d. Debit Cards

e. Retail Net Banking

f. Mobile Banking

f. Electronic Payment Interface (EPI)

h. ChatBot

i. Quick Bill Pay

- Data security and confidentiality at vendor locations

- Review of systems, applications and IT controls