IndusInd Bank - Team Leader - Underwriting - Cards

- Responsible for Underwriting of Credit Card applications received PAN India as the policy norms.

- Managing the team of 35-40 underwriters & back end support team ensuring the quality in the applications processed by team.

- Manage and approve policy exceptions basis overall case merits and profile of the applicant.

- Train and manage verification agency TAT and quality by providing feedback on an ongoing basis

- Efficiently underwrite applications in accordance with the laid down credit policy guidelines

- Having constructive relationship with other functions like Sales / RCU / Operations.

- Processing of Credit limit enhancement cases from various stake holders within BANK as per the defined agreed TAT.

- Training / Feedback to the team members .

- Mentor and guide new team members who join the unit and help them come up the curve faster.

- Hiring new team member as per the man power capacity required for the department.

- Initiative to test and implement new projects and system in the department.

- Managing the various VENDORS for the cases assigned in term of verification report closure.

- Hiring New Vendors and empanelment of the same in the system as per the Bank Norms in terms of audit & compliance requirement.

- Training and giving Feedback to various VENDROS PAN INDIA in terms of improvement in quality and services provided by them.

- Attend and close the various (Internal & External) audit carried out for Vendors ensuring error free remarks / observations.

- Responsible for implementation of BCP activity to be carried out annually.