HR at IndusInd Bank
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IndusInd Bank - Product Manager - Digital Platforms - MSME Lending - IIM/MDI/ISB/FMS (3-5 yrs)
Job title: Product Manager - Digital Platforms - MSME Lending.
Location: Gurugram/Gurgaon.
BU/Function : Digital Lending
Reports to: Product Head - Digital Lending
Role Details:
The individual shall be responsible for developing & managing platforms for MSME lending. The individual will work closely with the Product Head Digital Lending to create frictionless client journeys.
Overall Job Description :
- Define product roadmap for digital lending platforms of the Bank for MSME segment for different product lines like Business loan, LACR, GST based lending etc. MSME lending experience is preferred.
- Customer focused thinking with deep understanding of customer needs and aspirations.
- Define use cases for leveraging the platform for own clients as well as for new clients via Bank's distribution channels as well as via partnerships in order to build on a completely digital journey.
- Cross-functional collaboration. Work with multiple stakeholders internal (Solution development Group, IT, Product, Risk) external(vendors and partners) to drive and implement product development and changes.
- Ability to organize, manage and prioritize tasks, prior experience working with engineering through complete product lifecycle.
- Ensure core platforms/business rule engines as APIs are productionized to facilitate open banking initiatives of the Bank.
- Constantly benchmark platforms against best in class globally to create frictionless client journeys as digital infrastructure matures.
- Good to have an understanding of digital marketing in order to drive the adoption of platforms via client campaigns or via partners.
Education and Work Experience Requirements:
EDUCATION :
Essential requirement: MBA/PGDBM from Tier 1 College.
WORK EXPERIENCE :
Essential requirement: 3-5 years of work experience in developed and managed platforms for MSME segment in any bank / NBFC / Fintech in MSME lending segment.
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