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30/06 Neeharika Deep
HR at IndusInd Bank

Views:161 Applications:74 Rec. Actions:Recruiter Actions:6

IndusInd Bank - Head - Risk Analytics - MSME Lending - IIT/NIT/BITS (7-10 yrs)

Mumbai Job Code: 831072

Role Details :

- The individual will work closely with the top management of the Bank in creating and refining credit underwriting models for unsecured business loans, overdrafts (secured / unsecured), loans against card receivables, invoice discounting.

Overall Job Description :

- Drive the risk ranking model creation for retail lending products such as unsecured business loans, overdrafts (secured / unsecured), loans against card receivables, invoice discounting, etc.

- Continuous assessment of model response on early risk indicators such as first payment default and lagged delinquency at 3 month etc through automated dashboards for continuous refinement in model performance.

- Evaluate partnerships in MSME lending segment with other Fintechs to identify the segments which are suitable from a risk-reward point of view and are within the acceptable risk appetite of the bank; regular portfolio monitoring of portfolio built under partnership lending.

- Identification of new opportunities in MSME lending emerging in the market and design of our underwriting models for such products.

- Preferred work experience requirement: 7-10 years of work experience of working in team in asset vertical of Banks/NBFCs especially in the domain of unsecured business loans, overdrafts (secured / unsecured), loans against card receivables, invoice discounting.

- Essential Education requirement: Post Graduation / B.Tech/B.E. from Tier 1 College in Engineering or Statistics/Mathematics.

- Preferred Education requirement: Post graduation in Statistics/Mathematics.

Women-friendly workplace:

Maternity and Paternity Benefits

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