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15/11 Sumaiya Khan
HR Recruiter - Indifi at Indifi Technologies Pvt. Ltd

Views:792 Applications:71 Rec. Actions:Recruiter Actions:14

Indifi - Underwriter (2-8 yrs)

Gurgaon/Gurugram/Delhi NCR Job Code: 1180479

Responsibilities:

- Assessment of borrower profile, income stability and repayment capacity.

- Understand financials statements, banking analysis and bureau reports.

- Meeting and personal discussion with applicant to understand business profile, risk areas and loan requirement.

- Coordinating with sales, operation, legal, technical and customer service team effectively. Timely processing of the proposals to ensure faster TAT.

- Ensuring adherence to the internal credit policy, RBI guidelines and guidelines specific to NBFC.

- Tracking existing portfolio to analyze such cases for future actionable to maintain underwriting quality.

Skills & experience required:

- 2+ years of experience in unsecured business loans/ Fintech Lending

- Masters or any post graduate qualification highly desirable. Bachelors in related field like accounting, economics, business management, statistics, etc.

- Knowledge of various products such as business loan, line of credit, dropline OD, etc. will be an added advantage.

- Knowledge of financial statement analysis, general accounting, cash flows, financial ratios, etc.

- Critical thinker with strong decision-making ability, strong written and verbal communication. Also, perform well in team environments

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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