Core Purpose of the Job : The person will be part of credit risk management team driving underwriting policies and scorecards. Areas of Responsibility : a) Policy Formulation: Creation of Scorecards and policies b) Underwriting applications c) Portfolio of risk management d) Analyse and raise early warning signals, if required e) Act as Thought Leader and Subject Matter Expert in Risk and Credit Underwriting. f) Responsible for developing, directing and monitoring risk and credit underwriting processes associated with loan acquisition activities. g) Operate as a start-up to work with all stakeholders and partners. h) Develop the team continuously across underwriting architecture. Skills Required : a) Hands-on with the tasks, ability to cope up with the pressure and work with small teams. Bias in working with data and tech driven underwriting models . b) Problem Solving c) Influencing Skills and Stakeholder Management Relevant Experience : a) 7-8 years of relevant experience in credit scoring, risk modelling and credit underwriting . b) Ability to network and influence C-Level executives; work in a collaborative environment. About Organization : Indifi Technologies is an enabler of micro, small, and medium enterprises (MSME) financing in India, Indifi Technologies, while maintaining its focus on MSME businesses, intends to direct the investments towards furthering its products and technology. With a 350 BUSD debt financing Gap, in India's MSME segment, Indifi brings in a technology platform which will aggregate the lenders and identify the needs and work with partners to fulfill to enable the small businesses have greater access to low-cost debt. Apart from being a market place for lenders and SME borrowers, Indifi also provides finance to SMEs that have not been able to fulfill their finance needs. Indifi currently provides loans in the range of Rs. 1 to Rs. 40 L, with average loan size being in the range of Rs. 5 L. The Company has already provided about 1500 loans and the credit performance is better than the industry average. Indifi Technologies strives to differentiate by going deeper into segments rather than spread horizontally across segments. They have already tied up with an online travel company (Makemytrip.com), a cab aggregator and an e-commerce company to access their database of SMEs. Indifi's unique platform combines smart data analytics and strategic partnerships with supply and distribution chain aggregators in a one-stop solution, revolutionizing the way lenders reach and underwrite credit to MSMEs. Lenders such as Edelweiss, Lending kart and Capital First are already on its platform. http://economictimes.indiatimes.com/small-biz/money/fintech-startup-indifi-technologies-raises-rs-66-5-crore-in-round-led-by-omidyar-network/articleshow/55953213.cms

Gurgaon/Gurugram

Indifi - Senior Manager - Credit Risk Management 

Indifi - Senior Manager - Credit Risk Management  ,Job Description for Indifi - Senior Manager - Credit Risk Management  in Indifi Technologies Pvt. Ltd in  Gurgaon/Gurugram for (7-8) years of experience. Apply Now!

Job Description for Indifi - Senior Manager - Credit Risk Management  in Indifi Technologies Pvt. Ltd in  Gurgaon/Gurugram for (7-8) years of experience. Apply Now!