IIFL Home Loans - Area Credit Head - CA

Area Credit Head

Job Description:

Exp: CA with minimum 4 years of experience in Credit (Housing Loan and LAP).

- He/She should asses customer repaying track and capability.

- Understand financial worthiness of customers and Property worthy Loan sanction process

- Managing Credit underwriting and appraisal.

- To maintain TAT of cases logged in for processing.

- Coordinating with vendors for technical, legal reports etc.

- Delinquency management.

- Tracking EMI bounced cases and analysing such cases for future actionable, making RCA etc.

- Maintaining various MIS as required by process and as per senior management guidance.

- Conducting PD's and decisioning of cases.

- Maintain quality of underwriting.

- To facilitate business team achieve monthly/annual business targets while maintaining quality of portfolio.