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Lead - Cards Analytics at IDFC First Bank
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IDFC FIRST Bank - Credit Card Risk Analytics Role (5-10 yrs)
About the Team :
IDFC FIRST Bank's core philosophy follows a customer centric promise Always You First- . The bank aspires to provide high quality financial solutions for emerging India, while keeping customer at the core.
This team is pivotal for delivering this vision. The team act as a center of excellence to provide accurate and timely data analytics to drive personalized and innovative product offerings to customers.
The team will work closely with all business units (product, sales), functional stakeholders (e.g. credit, operations, Journey Excellence), technology teams (IT team and vendors) and external partners (e.g. DSAs, agencies) to deliver impact on key business metrics through data and analytics.
Purpose of the role :
- Incumbent will own all Credit & Fraud risk initiatives end to end for Credit Cards
- Incumbent will also own all model development/validation within Credit Card analytics team end to end
- Build robust credit risk models like Application Score (includes reject inferencing) / Behavior Score
- Build fraud risk/collections models for Credit Cards
- Work with Risk / Business teams to secure approval of models and strategies developed
- Be a subject matter expert in the domain of Credit Card Risk Analytics
Scope of the role :
- Recruit, train, develop and supervise junior resources in the team
- Provide data driven solutions to improve portfolio quality and delinquency
- Ability to understand complex business problems, end to end hands on exposure to analytics - including collecting, pulling and preparing data, building statistical/ ML models using Python/ R / SAS & other tools and generating insights to synthesize a complete, cohesive picture.
- Communicate the context and value of data analysis and models to stakeholders.
- Work closely with internal and external business partners in building, implementing, tracking and improving decision strategies
Desired Candidate profile :
The desired candidate must have :
- 5+ years of relevant experience
Preferred Skills :
- Analytical thinking and problem solving skills
- Good communication skills
- Predictive modeling skills, both traditional and ML techniques
- Knowledge of SAS/Python/R
This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.
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