Credit Card analytics
About the team :
IDFC FIRST Bank's core philosophy follows a customer centric promise Always You First- . The bank aspires to provide high quality financial solutions for emerging India, while keeping customer at the core.
This team is pivotal for delivering this vision. The team act as a center of excellence to provide accurate and timely data analytics to drive personalized and innovative product offerings to customers.
The team will work closely with all business units (product, sales), functional stakeholders (e.g. credit, operations, Journey Excellence), technology teams (IT team and vendors) and external partners (e.g. DSAs, agencies) to deliver impact on key business metrics through data and analytics.
The role :- The incumbent will own all analytics within a particular workstream for Credit Cards Analytics end to end
- Work with Business / Policy / Risk teams to design new offerings, and secure approval of recommendations provided
- Recruit, train, develop and supervise junior resources in the team
- Provide data driven solutions to improve portfolio quality and delinquency
- Ability to understand complex business problems, end to end hands on exposure to analytics- including collecting, pulling and preparing data, building statistical/ ML models using Python/ R / SAS & other tools and generating insights to synthesize a complete, cohesive picture.
- Communicate the context and value of data analysis and models to stakeholders.
- Work closely with internal and external business partners in building, implementing, tracking and improving decision strategies
Desired Candidate profile :The desired candidate must have :
- 2+ years of experience in analytics
Preferred Skills :- Analytical thinking and problem solving skills
- Good communication skills
- Predictive modeling skills
- Knowledge of SAS/Python/R