ICRA - Associate Analyst/Senior Associate Analyst/Analyst - Credit Worthiness

Associate Analyst/Senior Associate Analyst/Analyst (Qualification-CA/MBA in Finance)

- Analyzing financial statements, performance and trend analysis for assessing the creditworthiness of the company

- Independently handling rating assignments for entities of varying sizes and preparing reports and rationale for the assigned ratings

- Preparing rating report by including a profile of the rated company, key rating considerations, credit risk assessment, ratio analysis like proficiency, turnover & solvency, financial projection/modeling, operational & industry analysis

- Adhering to standard operating procedure & policies

- Conducting research on the industry in which the company is operating and keeping a track on the performance of the industry as a whole

- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses