ICICI Bank - Assistant Relationship Manager - Wholesale Banking/Large Client Group (1-12 yrs)
Job Description - Assistant Relationship Manager - Wholesale Banking Group
The Large Clients Group is responsible for maintaining relationships with and servicing large and mid-corporates with turnover greater than ` 5.00 billion p.a. It provides end-to-end banking solutions across the financial spectrum ranging from transaction banking solutions, term loans, treasury and risk management solutions, structured products, M&A advisory and investment banking in collaboration with multiple product groups. It is also responsible for appraisal and monitoring of credit limits.
Purpose of the Job:
- Assistant relationship manager is responsible for credit appraisal of the corporates and client servicing. An ARM is responsible for execution of end to end set processes such as financial analysis, note making, documentation etc. for the transactions under the guidance of the Relationship Manager. ARM also assists the Relationship manager in Client servicing and portfolio management. ARM is also responsible to understand & cross-sell retail liability & asset products to clients. ARM is also responsible for generating new leads under the guidance of RM.
Reports to : Relationship Manager - Large Clients Group
- Credit Appraisal - Assistant Relationship manager is expected to understand in detail the client's business, financials and prepare quality appraisal note in collaboration with Risk Management team.
- Documentation - ARM facilitates disbursement of funds once sanction is in place through coordination with various internal groups. ARM is also expected to complete post-disbursement documentation activities in coordination with control groups such as Legal, Compliance, Credit Middle Office.
- Portfolio management Assist the Relationship Manager in managing a high quality portfolio of corporate clients
- Support the Relationship Manager in achieving business targets, acquiring and onboarding new clients
- Understand & cross-sell various retail asset & liability products to capture entire ecosystem of corporate clients.