Business : Global Banking & Markets Role Title : Senior Associate: Corporate Sector - Credit Analysis Unit Immediate Supervisors : Manager - Credit Analysis Unit / Assistant Vice President - Credit Analysis Unit Customer Segment & Location : India, Offshore Credit Analysis Unit Purpose of the department : The Credit Analysis Unit (CAU) is a global function which works closely with Relationship Bankers (RBs) to help them prepare credit proposals for their GB&M borrowing names across the Corporate, FIG and Funds sectors. By closely managing the annual review work load and encouraging deep collaboration between CAU, RBs, Credit Risk, and Client Management, the Credit Analysis Unit maintains a flexible operating model ensuring new business transactions are consistently prioritized effectively to exploit revenue generation. CAU's vision is to consistently deliver superior quality of credit risk analysis and to be the best place of work fostering a team of highly engaged members who are committed to HSBC Values and Global Standards. Globally, CAU teams support coverage teams in 32 countries; the Offshore CAU team comprises ~200 staff operating out of 3 locations (Bangalore, Kolkata and Guangzhou), supporting RBs in around 16 countries. Role Purpose : The role requires expertise of end-to-end credit processes, ability to articulate analytical views to the credit risk team, sound knowledge of the corporate sector, working knowledge of diverse systems, and an eye for detail to ensure quality of output. - High Quality Credit Analysis - Undertake research-driven high quality counterparty analysis for the GB&M team. - Quality-check and Mentoring - Undertake QC and mentoring of team members to ensure they reach their potential on productivity, quality, planning, and timeliness. - Officiating Managerial duties - Support Manager as required with leadership, monitoring, and work-flow management Impact on the Business : - To undertake high quality industry, competitor and client level analysis for Corporate Global Banking Relationship Management Team. - To analyze financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs. - Build strong relationships with the client manager and coverage teams. - Assume ownership of the portfolio and closely monitor it. Manage the portfolio of clients already allocated in an efficient and timely manner. Customers / Stakeholders : - Demonstrate high quality written and oral communication. - Ensure timelines are consistently met - Effectively collaborate with other support teams. - To provide technical advice and assist Teams onshore - Facilitate analysts interaction with other stakeholders (RMs/ GRBs/ Credit approvers), and ensuring that the issues are resolved to the satisfaction of all. Leadership & Teamwork : - To pro-actively suggest and design improvements in process workflow - Maintain high standards of professional conduct and be a role model for the team - Coaching and mentoring the Analysts / Associates, so that the analysts achieve their full potential - Conduct knowledge sharing forum for the team - Undertake QC of credit proposals for the Analysts / Associates and peer group - Assist the line manager in day to day operations/managing the team & preparing MI reports. - Officiating managerial duties - Performance of the team, resolution of issues in the absence of line manager. Operational Effectiveness & Control : - To understand and comply with all relevant policies and procedures issued by the Group and contained within the Group Standards Manual and relevant Functional Instruction Manuals, Desk Instruction Books and Process Guides - To adhere strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies and practices; reporting control weaknesses, compliance breaches and operational loss events - To be aware of the Operational Risk scenario associated with the role and to ensure that all actions take into account of the likelihood of operational risk occurring Major Challenges : - To analyze operating trends, financial rations, debt service capacity, liquidity and overall credit risk for conclusion and recommendation - The analysis work might include complex transactions involving structured credit facilities. - To interact regularly with onshore business partners Knowledge, Qualifications, Experience : - Knowledge of credit analysis and financial modeling - Highly proficient at Excel and Word - Excellent English, written and verbal Minimum : Post Graduation in Management, Finance, Economics or equivalent such as a Chartered Accountant would be preferred. Candidates with CFA and other risk management qualifications will be an added advantage. - Around 3-5 years of relevant work experience in Credit Analysis, Research, Corporate Banking backed by demonstrated analytical expertise and team management skills. - Hard-working, organized, diligent and above all a good team player. Additional information : - All applicants must have successfully completed their probation period. - Employees must meet performance and behavioral standards as defined in the policy. - All L7 applicants should have served at least 24 months; all L6 applicants should have served at least 12 months, and should have successfully completed respective learning curve tenure, in their current role as on closing date. - Applicant should not be on a corrective action plan/ disciplinary action in the last 6 months or any other performance action as on the date of application. - Application form should be submitted along with the current CV. All applicants should inform their respective Line Managers of their application. - All the completed applications should be submitted on or before the closing date. - The Company reserves the right to change any terms and conditions related to employment, mentioned in the Offer Letter and the Rules and Regulations governing the conduct of the employee in the Company. Such change would be intimated by the Company through an internal communication to the employees at large. - Right to work is required. Local employment rulings and restrictions will apply. Would prefer women joining back the workforce

Kolkata

HSBC - Senior Associate - Corporate Sector - Credit Analysis Unit 

HSBC - Senior Associate - Corporate Sector - Credit Analysis Unit  ,Job Description for HSBC - Senior Associate - Corporate Sector - Credit Analysis Unit  in HSBC in  Kolkata for (3-9) years of experience. Apply Now!

Job Description for HSBC - Senior Associate - Corporate Sector - Credit Analysis Unit  in HSBC in  Kolkata for (3-9) years of experience. Apply Now!