11/09 Nitika S Sah
Manager at Home Credit India Finance

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Home Credit - Lead - Underwriting - Cross Sell Portfolio (8-18 yrs)

Gurgaon/Gurugram Job Code: 741971

Summary :

- To be responsible for proposal and implementation of changes in the UW process for Cross-Sell portfolio, reporting and monitoring of UW Cross-Sell process, support of Cross-Sell the business.

Job Responsibilities :

1. Minimize default rates together with keeping the approval and eligibility rate on required level for X-sell portfolio.

2. UWI cross-sell process management

3. Proposal for changes in end-to-end cross-sell process including AF, BO, CRM, and Collection.

4. Reporting of all UW steps, manage all UW analysts for X-sell portfolio

5. Communication with other departments (mainly Sales and Finance) to provide inputs for budgeting, pricing, regulators.

Desired Profile :

1. Graduate/Postgraduate degree in any discipline

2. Experience with UW strategies and processes; Credit risk modeling, UW process optimization

3. Strong analytical and problem-solving skills

4. At least 8 years of proven experience in data analysis with strong knowledge of analytical tools such as SQL, SAS, etc.

5. Mathematical / Statistical background and a strong sense of numbers

6. Advanced knowledge of MS Office, SQL / Oracle

7. Excellent communication and presentation skills.

Who should join?

The candidate who is able to manage large volumes and plan ahead. Must have excellent interpersonal skills to operate in a multi-cultural environment

Women-friendly workplace:

Maternity and Paternity Benefits

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