Reporting to: Head - Credit Underwriting Responsibilities: - Oversee the underwriting of the loans in the designated region - Lead a team of Credit Managers at a Cluster or Area Level. - Review the underwriting process and define the process as per available resources and branch requirements. - Credit decision on Secured and Unsecured cases based on organisation policies, processes and merits as per limits. - Evolve underwriting norms customized to the local market needs and update the credit bulletins - Identify fraudulent practices and mitigate risk through changes in policy and process - Formulate and manage the technical evaluation process and policies in the region - Formulate and manage the legal evaluation process in the region - Appoint and manage external agents for verification process: Fraud investigation, Legal verification and technical evaluation - Co-ordinate with the recoveries team and generate business insights to mitigate risk - Resource planning and management for smooth running of operations - Set exposure limits and maintain the total sanctioned amount in the region for customer segments and geographical areas Requirements: - CA / Post Graduate in Finance - Relevant experience of 10 - 15 years - Proven track record of managing a healthy credit portfolio - Experience of managing large teams

Chennai

Coimbatore

Hiranandani Financial Services - State Credit Manager 

Hiranandani Financial Services - State Credit Manager  ,Job Description for Hiranandani Financial Services - State Credit Manager  in Hiranandani Financial Services in  Chennai Coimbatore for (10-15) years of experience. Apply Now!

Job Description for Hiranandani Financial Services - State Credit Manager  in Hiranandani Financial Services in  Chennai Coimbatore for (10-15) years of experience. Apply Now!