Job Responsibilities : - Responsible for portfolio quality, regulatory compliance and risk monitoring of all Wheeled asset portfolios (Two Wheeler Loans, Used Car Loans etc.) - Review of credit policy and changes thereto from time to time to meet business requirement within acceptable risk appetite of the entity - Review/Develop and monitoring of application and behavior score card for lending portfolios and initiate changes as may be required from time to time. - Guiding front end team on the policy clarifications and conducting training for effective implementation - Monitoring of portfolio at geography, Dealer, customer segment level and finding opportunities and gaps and present to senior management for timely changes. - Ensure monitoring and constant calibration of Risk framework through analytical skills - Customer segmentation using cluster analysis- based on portfolio performance and suggest credit policies, procedures and standards.&nbsp; - Develop loss predictive models, financial forecasts. - Review statistical scoring and regression models, application score that aid in segmenting Wheel loans customers on credit risk, and debt servicing ability. - Establish monitoring frameworks, statistical control processes, and early warning systems that enables us to react quickly to changing competitive environments - Lead a team of policy managers to Develop, track and efficiently maintain key MIS monthly and daily reporting of portfolio management. - Monthly Presentation decks to senior management. - Build daily/ monthly internal audit controls on policy implementation and identify improvements or areas of non-compliance or operations risk with remedial action. - Downloading and analyzing Credit Bureau History; - Build and review Fraud prevention rules as part of fraud control framework. - Skills: - Having Presentation skills and excel knowledge is must. - Must have good knowledge of Credit, Risk, Sales force and Bureau. - Should have been involved in building credit models/ application score and/or supervised team to build models Education : CA/MBA

Delhi

Hero FinCorp - Lead - Policy & Risk 

Hero FinCorp - Lead - Policy & Risk  ,Job Description for Hero FinCorp - Lead - Policy & Risk  in HeroFinCorp in  Delhi for (10-20) years of experience. Apply Now!

Job Description for Hero FinCorp - Lead - Policy & Risk  in HeroFinCorp in  Delhi for (10-20) years of experience. Apply Now!