Head - Unsecured Credit Risk - Bank

Head- Unsecured Credit Risk for a MNC Bank based in Mumbai

- Design & manage consumer credit policy and MIS analytics standards to control portfolio quality through the credit cycle

- Cultivate & maintain a consistent consumer credit culture in the Bank

- Establish and maintain relevant credit policies, risk monitoring structure and portfolio quality standards for consumer credit products

- All-round understanding of consumer loan products and credit cycle management framework, including product structure/ packaging, regulatory requirements, consumer lending business & market dynamics, key risk & revenue drivers, product profitability, performance analysis.