Head - Risk - Mortgage/Business Loan - NBFC

- Credit Risk: Ensure an effective credit risk management program is in place within the company and oversee changes to the Credit Policy, risk appetite and risk limits

- Participating in the evaluation of new products and business opportunities

- Provide regular review and analysis of credit portfolio trends to detect deterioration in portfolio quality.

- Ensure all credit exposure complies with credit policies, procedures, standards and required capital provisions

- Working on Expected Credit Loss (ECL) model to address loan loss provisioning during stress scenario