Head/Manager - Credit Policy - NBFC

- Credit policy designing, administration, implementation, standardization and adherence of existing process through training .

- Should be able to prepare new scorecards related to credit. He should understand various parameters in existing score cards.

- Should know which all parameters are to be introduced in the scorecard

- Should streamline the process. & coordinate with various teams and implement the processes.

- Needs to analyze the portfolios and present in portfolio review meets.

- Needs to work with data and analyze trends and give inputs to concerned departments.

- To suggest changes in existing policies and detailing drafts policies for focus areas.

- Working with the credit and IT team for building credit rules in certain Digital platforms.

- Working closely with Business intelligence and analytics team as functional support to develop scoring card based credit system, Geo-profiling of locations to expand, repayment behavior study on different categories of customers .

- Conducting monthly portfolio review presentations for respective products with Senior Management.

- Risk analysis, management and monitoring of asset portfolios to generate Early Warning Signals, potential areas to focus and proactive measures to senior management.

- Ideal Candidate - For Head Policy we will required a candidates who has exposure into Rural funding ie Farm,Tractor & Micro Finance

- For Senior Manager role -Farm,Tractor,Micro Finance & Unsecured loan applicant can apply