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24/05 Vishesh Gupta
Head Placement at Mahackaya Corp & ecH-aaR Manpower Solutions

Views:5436 Applications:189 Rec. Actions:Recruiter Actions:10

Head - Digital Banking & Alliances - Bank (10-20 yrs)

Bangalore Job Code: 701833

Key Responsibilities : 

- Developing digital strategy for the Bank conjoint with the channels, digital and products. Generate an ideas funnel towards achieving results in-line with the overall strategy. Architecting the digital roadmap for the bank with P&L responsibility.

- Building alliances and partnerships and generate revenue streams through monetisation of digital assets (Prepaid Card, Payment capabilities i.e. IMPS, NEFT, AePS etc.)

- Building alliances for increasing digital footprint (with ecommerce players etc)

- Leading self-service eKYC based digital acquisition (Savings, Fixed deposits) & lending for the Bank.

- Leading the team of product managers working on mobile technology, prepaid & debit cards and payment platforms (NEFT, RTGS, IMPS, UPI, AePS, QR code, ATMs, Micro ATMs etc.), Agency banking/ Business Correspondent Banking and value added services (Bill pay, Mobile Recharge, DBT etc.). Work on digital innovation (Chat-bot, sms, whatsapp banking etc.)

- Managing Digital Channels (Mobile Banking, Internet Banking for retail & corporate customers) for Customer journeys, competition benchmarking, customer adoption and usage.

- Managing Cards business from both issuing & acquiring perspective with close coordination with networks (Rupay, MasterCard & Visa). Working on innovative models for sponsorship opportunities to generate revenue for the organisation.

- Lead interactions with Regulator (RBI, UIDAI), Networks (Visa, MasterCard, and NPCI), Technology partners Peer Banks and Fin-Tech to achieve strategic business objectives and ensuring efficient and profitable business. Working with Payment aggregators for Internet Banking PG, BBPS services.

- Working with key internal support and control stakeholders (Liability & asset Product, IT, Ops, Compliance, BIand Law) to ideate, build and manage smooth processes related to digital businesses.

Core Competencies:

- Functional Expertise: Specific and relevant functional expertise is a must. Deep understanding of Banking products, Mobility, Cards & Payments is required. Understanding of Banking processes and end to end knowledge of banking interlinked systems (Core banking, CRM, LMS, Card Host, Switch). Exposure to android & iOS platforms, payment solution architecture, QA testing, SLDC is desirable.

- Strategic Thinker: Understands the overall ambitions/ strategy of the organisation, and how the ambitions can be realized

- Good execution skills: Able to implement strategies by thinking through steps of implementation, taking operational decisions, and putting personal effort as needed

- Analytical and problem solving skills: Able to analyse/process vast amounts of data and information and gain insights to enable business acceleration. Able to dissect a problem into parts, prioritize issues, find data necessary to support analysis and come out with creative and practical solutions for implementation

Required Candidate Profile:

Education:

- 10+ years work-experience in digital banking product management and/or consumer-facing mobile product in Banks or Financial institutions. Exposure to digital business models like eCommerce, B2B, B2C marketplaces desirable.

- Bachelors/ Master's degree (Honours) from a reputed college/ university

- Excellent academic background (grades, institutions)

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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