Leadership Hiring/Candidate Delight at Staffio HR
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Head - Credit - SME Unsecured Loan (10-15 yrs)
The candidate should be from Banking/ Financial Services industry only.
Should have experience in underwriting of SME segment.
Only candidates from Unsecured loan lending experience.
- You would be responsible for underwriting of SME unsecured loans to individual with ticket size up to 50 lakhs.
- Handling the underwriting of unsecured SME Loans
- Handling high value ticket size cases.
- Responsible for underwriting and evaluating Credit Worthiness of Loan
- Proposals and disbursement targets while streamlining the appraisal process.
- Proficiency at handling tasks pertaining to credit underwriting, assessment and evaluation of loan proposals, approvals and legal formalities with respect to property & mortgage loans/unsecured loans.
- Responsible for Underwriting /credit appraisal (by way of financial data analysis or on basis of surrogates of existing loans) of applications for credit facilities i.e. approval and disbursements of the Loans, within the policy of the company
- Credit and Risk Assessment of proposals for Loan against Property, Housing Loan, Construction Finance to Real Estate developers, industrial equipment funding, medical equipment funding, structured finance, lending to educational institutions and hotels.
- Preferred if the candidate has a CA qualification
- Also preferred if the candidate is from an NBFC company
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