Senior Key Account Manager at Impeccable HR Consultants Pvt. Ltd.
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Head - Credit Policy - Unsecured Loans (15-25 yrs)
Policy Head- Unsecured Loans/ Wheels/ Rural
- Devising risk policies, managing risks and implementing effective mechanisms to mitigate them.
- Managing the entire portfolio by taking the appropriate changes in sourcing through policy amendments.
- Framing guidelines for risk and checking segmentation of cases & briefing risk about dangerous segment of sourcing.
- Scanning documents to avoid frauds and skips by minimizing the losses & implementing recovery strategies in case of payment defaults.
- Modification in credit policy in coordination with respective product team, risk dept and management committee.
- Setting up of early warning signals (EWS) for various products & timely corrective actions to maintain quality of the portfolio.