Upgrade to Pro Member
Senior Key Account Manager at Impeccable HR Consultants Pvt. Ltd.
Views:2607 Applications:246 Rec. Actions:Recruiter Actions:229
Head - Credit Policy & Analytics - FinTech (8-18 yrs)
Credit Policy and Analytics :
- Responsible for developing credit policy
- Conformance testing, i.e. adequacy of controls, soundness of credit granting and administration process,
- Ensure all credit policies are standardized, maintained up to date and communicated to the entire team
- Create the right mix of internal control to ensure risk is minimized at all stages of the disbursal life-cycle & repayments
- Constantly appraise the loan portfolio to understand the performance of loans across products, duration, industry and geography. Recommend the right portfolio mix.
- Explore and implement industry best practice reporting processes by making use of academic research, international institutes and consultants.
- Experience in making Loan to Disbursement, in particular the Credit Underwriting work flow be driven by digital, technology and analytics
- Support the development of industry best practice and the focus on strategic matters, by providing insight into initiative, e.g. research projects to cater for any sensitivities.
- Should have understanding of developing analytics and data driven, demographical selection criteria
- The ability to motivate and lead a team of analytics, analyst and developer profiles to have credit score cards and proprietary credit behavior predictive models developed
Regulatory & Legal :
- Establish and maintain relationships with regulatory bodies including RBI, CIBIL to ensure the MCA product has high visibility along with formulating new scoring methodologies.
- Work with various regulatory bodies, agencies and card processors to create India's first - black list for merchant cash advances
- Thorough understanding of the legal process of India to utilize the ideal choice of law clauses in-case of default along with fast tracking of cases
This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.
2-Step Verification - Action Required
We've updated our security procedures!
Your privacy and security are important to us. We've recently updated our security measures to make iimjobs.com safer and more secure for you. This change requires you to reset your password.
Please reset your password using the link sent to your email. If you did not receive any email, please check your spam folder..
