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HDFC Limited - Retail Lending Operations Role (0-4 yrs)
Retail Lending Operations - Bangalore
1. Appraisal - Assess Credit worthiness and the ability of the customer to repay back the loan in future.
2. Interaction & Loan Counselling - Meeting & interacting with customers, identifying the specific needs of the customer and suggesting optimal solutions. It also includes managing objections of the customers.
3. Documentation - Collecting & Checking the Documents (Eg. credit, loan agrements, application form, guarantee forms) ( Legal consequences)
4. Loan Processing / Disbursement Process - Entire sequence of steps, from the time a loan application is received (or a loan offer is accepted) to the time loan is closed, the loan proceeds are disbursed.
5. Relationship Management:
A. With customer - transaction oriented/relationship oriented to generate more business
B. Managing relations within the organisation / with the channel partners
6. Cross-Selling - Cross-Selling of HDFC Group company products eg. HDFC SLIC / HDFC ERGO
7. Business Development - Enhancing business from existing corporates, establishing new arrangements with corporates / developers for generating business for HDFC Ltd.
This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.
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