HDFC Bank - Senior Analyst - Wholesale Banking

Job Description - 

- Overall Responsibility for all MIS pertaining to a business line in Wholesale banking & Frequent Interactions with Business Teams for any MIS needs

- Calling for Business Plans - Location as well as Client Levels. Challenging these wrt past performance, future potential, wallet share, etc

- Setting productivity benchmarks for Business Divisions

- Assisting in setting certain key objectives for businesses

- Continuously monitoring plans, productivity, and key objectives. Not just an excel activity, and variances must be discussed with senior management, and this should translate into action.

- Other MIS - on yields, cost of funds, margins, customer balances - self initiated and dynamic keeping in mind the changing management perspectives.

- Ensuring the accuracy of all MIS Reports, and resolving queries and concerns raised by business.

- To have a thorough understanding of Products, Processes, competition, and use this knowledge to identify any revenue opportunities, income slippages, etc.

- Reviewing the Client calls update in the client calling tracker and tracking business conversions from the same.

Primary Responsibilities - 

1. Monitoring activities - 

- Monthly monitoring the product performance and variances against the budgets .

- High lighting the issues about the discrepancies to the top management

- Ensuring efficient use of resources and monitor them on the budget parameters .

2. Business Planning, Analysis and Control -

- Provide meaningful analysis, highlight trends/deviations which lead to fulfillment of Corporate objectives and protection & result in growth in business profitability

- Develop and maintain trends/MIS to monitor/highlight budget variances & deviations

- Provide business signals & key performance indicators to the management

3. Support Product/Sales/Collection/Credit Team

- Interacting with end-user departments for understanding their MIS needs and answering their queries.

- Provide support in terms of development / validation of pricing decisions, projections, data analysis, etc.

4. Support MIS Operations Team

- Interacting with and handholding MIS-Ops team members while setting up new MIS reports or modifying existing reports.

- Handholding & testing the team for automation of existing/new MIS reports.

- Provide them with business/product knowledge

Job Specifications - 

- CA / MBA (Fin) with 10+ years experience preferably in BFSI

- Sound accounting knowledge with good logical reasoning

- Techno Savvy and Flair for MIS / Data crunching

- Will be required to work against tight deadlines

- Team player and good communication and presentation skills

- Should be proficient in MS EXCEL

- Knowledge of ACCESS / SQL, although elementary would be desirable.